Moniepoint MFB Processes ₦412 Trillion Transactions in 2025
Moniepoint Microfinance Bank (MFB), a subsidiary of Moniepoint Inc., processed transactions valued at ₦412 trillion in 2025, spanning more than 14 billion transactions.
The figure was disclosed in the company’s 2025 Year in Review report, which coincided with its 10th anniversary and was described as a decade of driving “financial happiness.”
In a statement, Moniepoint said its performance over the past decade reflects strong resilience and growing industry confidence, positioning the company for increased business-to-business (B2B) transactions.
The firm also revealed that its web payment gateway, Monnify, processed ₦25 trillion worth of transactions in 2025.
According to the statement, the company’s growth trajectory indicates it is well placed to contribute significantly to Nigeria’s ambition of becoming a trillion-dollar economy by 2030.
Moniepoint MFB further disclosed that it disbursed over ₦1 trillion in credit to thousands of businesses in 2025, including provision stores, supermarkets, and building materials traders. The bank currently serves more than six million active businesses nationwide.
It noted that businesses that accessed its credit facilities recorded an average growth rate of over 36 per cent, underscoring the institution’s role as a catalyst for business expansion and shared prosperity.
The company explained that it leverages alternative data—such as transaction histories, business patterns, and payment behaviour—to bridge gaps left by traditional credit scoring systems, thereby promoting financial inclusion.
“The company’s 2025 performance reinforces its role as a critical financial infrastructure that supports the Nigerian economy while positively impacting everyday lives,” the statement said.
Group Chief Executive Officer, Tosin Eniolorunda, described Moniepoint’s 10-year journey as one of deliberate and purposeful evolution.
“What started as a passion to solve overlooked problems has evolved into a platform powering the dreams of millions,” he said.
Eniolorunda noted that, with about 83 per cent of employment in Africa in the informal economy, the company’s mission to create financial happiness continues to guide its product development, market expansion, and capital allocation decisions.
Expressing optimism for the future, he said the company remains committed to delivering greater impact in the coming decade.
“While we reflect on our achievements, we recognise that our work is far from finished. With a stronger strategy, deeper partnerships with world-class institutional investors, and a scaled organisation, we are well positioned to unlock Africa’s entrepreneurial potential,” he said.
“The foundation has been laid. The journey continues, and our resolve has never been stronger.”
